Indiana PTO and vacation calculator - 2026

Calculate your Indiana PTO balance, accrual rate, and payout value. Indiana does not require vacation payout by law. Track your vacation days and calculate what unused PTO is worth.

PTO balance calculator

Choose your calculation type below

Your annual PTO allowance from employer
Days taken this year including pending
Approved future time off
PTO carried over from previous year

Indiana PTO laws - vacation payout and accrual rights

What Indiana law says about paid time off payout and accrual

Indiana does not require vacation payout by law

No state mandate

Indiana PTO law overview

Indiana does not require PTO payout. Indiana enforces written employer policies under its Wage Payment Statute.

Indiana courts will enforce written PTO policies that promise vacation payout at termination. Workers with clear written promises of PTO payout may have legal claims if those promises are not honored.

Governing law

Indiana PTO and vacation law is governed by No state PTO law (N/A). The official authority for Indiana wage and hour enforcement including PTO disputes is the Indiana Department of Labor.

Official sources for Indiana PTO law:

Data: N/A. Last verified: 2026. PTO laws change. Consult an employment attorney for advice specific to your Indiana situation.

Frequently asked questions - PTO

Do employers have to pay out unused PTO when you leave?
It depends on your state. California, Colorado, Illinois, Louisiana, Massachusetts, Minnesota, Montana, North Dakota, and Rhode Island require employers to pay out all accrued unused PTO upon termination. Most other states allow employers to set their own policy - if your employer's policy says PTO is paid out, they must honor it. Always check your employee handbook and state law.
How is PTO accrual calculated?
PTO accrual is typically calculated as hours earned per pay period. For example, if you earn 15 days (120 hours) per year paid bi-weekly, you accrue 120 / 26 = 4.62 hours per pay period. Some employers give a lump sum at the start of the year instead of accruing gradually. Your employee handbook should specify your accrual method.
Can employers have a use-it-or-lose-it PTO policy?
In most states yes - employers can require you to use PTO by year end or forfeit it. However, California, Colorado, and a few other states prohibit use-it-or-lose-it policies because they classify accrued PTO as earned wages. In these states, unused PTO must roll over or be paid out.
What is the difference between PTO and vacation days?
PTO (Paid Time Off) is a combined bank of paid leave that covers vacation, sick days, and personal days. Traditional vacation days are separate from sick leave. Most modern employers use a single PTO bank for simplicity. The key difference is that PTO can be used for any reason, while vacation time is typically pre-scheduled and sick days require an illness.