Methodology

How we build our calculators and where our data comes from — Last updated: May 2026

Accuracy is the foundation of every calculator on WorkplaceCalc.com. This page explains the data sources, update schedule, and methodology behind each tool. We cite official government sources wherever possible and note where estimates or simplifications are used.

Data sources by calculator

Workers Comp Calculator Updated annually Jan
State maximum weekly benefit rates are sourced directly from each state's Workers Compensation Board or Division of Workers Compensation. Most states publish new rates each October or November for the following calendar year. Replacement rates (typically 66.7%) and waiting periods are sourced from state statutes and verified against NCCI (National Council on Compensation Insurance) data.
Overtime Pay Calculator Updated as laws change
Federal overtime rules are sourced from the Fair Labor Standards Act (FLSA) as administered by the U.S. Department of Labor Wage and Hour Division. State-specific daily overtime rules for California, Alaska, Colorado, and Nevada are sourced from those states' respective labor codes and regulations. The 2024 salary threshold update ($43,888/year) is reflected.
Statute of Limitations Lookup Verified 2025-2026
Limitation periods are sourced from each state's civil procedure statutes, verified against Justia state law databases and NCSL (National Conference of State Legislatures) summaries. Discovery rule information and tolling provisions are based on published case law and statutory language. Florida's 2023 reduction from 4 to 2 years for personal injury is reflected.
Paycheck Calculator Updated annually Jan
Federal income tax brackets and standard deductions use 2026 IRS inflation adjustments (Rev. Proc. 2025-28). Social Security wage base ($176,100 for 2026) and FICA rates (6.2% SS, 1.45% Medicare) are from IRS Publication 15. State income tax rates use each state's current flat or top marginal rate as a simplified approximation — actual withholding depends on individual W-4 elections and bracket calculations.
401k Calculator Updated annually Jan
Contribution limits ($23,500 employee, $31,000 with catch-up for age 50+, $70,000 total) are from IRS Notice 2025-03. Investment return projections use user-selected rates; the 7% default reflects the historical real return of US equities net of inflation. Employer match calculations use common 100% match formulas as examples — actual matches vary significantly by employer.
Minimum Wage by State Updated annually Jan
Minimum wage rates are sourced from each state's Department of Labor and verified against the U.S. Department of Labor's state minimum wage chart. Tipped minimum wages and scheduled future increases are from state statutes. Rates are updated each January when most states' annual indexed increases take effect, and again in July for states that update mid-year (e.g., Florida in September).
FMLA Leave Calculator Updated as laws change
Federal FMLA rules are from the Family and Medical Leave Act (29 USC 2601 et seq.) and DOL regulations (29 CFR Part 825). State paid leave program details (benefits, rates, wage replacement formulas) are sourced from each state's workforce or insurance department. The 2026 Maryland FAMLI and Minnesota paid leave launches are reflected.
Cost of Living Calculator Updated annually Q1
Cost of living indices are compiled from multiple sources including the Council for Community and Economic Research (C2ER) ACCRA Cost of Living Index, Numbeo city cost data, and BLS regional Consumer Price Index data. All indices are normalized to 100 = national average. Housing indices reflect median home prices and rental rates from Zillow and Census ACS data. These are estimates and individual costs vary significantly.

Update schedule

We update our calculators on the following schedule:

Our update process for each January refresh involves pulling official rate tables from each state's workers compensation board website, verifying IRS inflation adjustments from the official Revenue Procedure published each fall, checking each state's department of labor for minimum wage changes, and reviewing NCSL's state labor law tracker for any mid-year legislative changes. This process typically takes 2-3 days to complete across all 50 states and all 11 calculators.

Simplifications and limitations

Some calculators use simplified calculations that may not capture every nuance of the law or your personal situation. We believe in being transparent about these limitations so users can make informed decisions about when to rely on our tools and when to seek professional guidance.

We note these limitations on each individual calculator page and consistently recommend consulting a qualified professional for decisions with significant financial or legal consequences. Our tools are designed to inform and educate, not to replace professional advice.

How we handle conflicting sources

Occasionally our primary and secondary sources conflict. For example, a state's official workers compensation website might show a different maximum weekly benefit rate than the NCCI database, or a state labor department website might not have been updated to reflect a rate change that took effect on January 1.

Our policy in these situations is to use the most recently dated official government source. If a state's official workers compensation board website shows a rate that differs from a secondary aggregator, we use the official government figure. If two government sources conflict, we note the discrepancy in our internal records and attempt to resolve it by checking the actual state statute or regulation that establishes the rate.

When we cannot resolve a conflict with certainty, we use the more conservative figure and note the uncertainty on the relevant calculator page. We would rather slightly underestimate a benefit than overestimate it and cause someone to make a decision based on an inflated number.

Our approach to legal information

Several of our calculators — workers compensation, statute of limitations, FMLA leave, and minimum wage — involve legal information. We take particular care with this content because errors can have serious consequences for real people.

For legal calculators, our primary sources are always the actual statutes and regulations rather than summaries or secondary sources. When we cite a statute of limitations, we verify it against the actual state civil procedure code, not just a legal information website that may not reflect recent amendments. When we cite a workers compensation maximum weekly benefit, we verify it against the state workers compensation board's official rate table for the current year.

We also maintain clear distinctions between what our calculators provide — general informational estimates based on standard formulas — and what a licensed attorney provides: legal advice specific to your situation. Every legal calculator on WorkplaceCalc.com includes a prominent disclaimer explaining this distinction and encouraging users to consult a qualified attorney for their specific circumstances.

This approach reflects our belief that access to legal information should not be gatekept behind expensive professional consultations, while simultaneously acknowledging that general information is not a substitute for specific legal advice. We aim to give people enough information to understand their situation and ask informed questions of the professionals they work with.

Found an error?

If you believe any data on our site is incorrect or outdated, please contact us or email [email protected]. We take accuracy seriously and will review and correct errors promptly.

When reporting a potential error, the most helpful information you can provide is: which calculator and which state the error appears in, what value our calculator shows, what value you believe is correct, and if possible a link to the official source showing the correct figure. This allows us to investigate and correct errors as quickly as possible.

We have corrected errors reported by workers compensation attorneys who identified outdated benefit rates, by HR professionals who noted that a state minimum wage had increased, and by employees who found discrepancies between our paycheck calculator and their actual pay stubs. We are grateful for every error report — it makes the site more accurate for everyone.